Home Insurance
We recognize the importance of protecting your home with dependable homeowners insurance. We are dedicated to helping you each and every step of the way to find quality home insurance solutions. In order to do so, it is important that we take the time to accurately review your individual insurance needs.
Typical coverage packages for homeowners insurance could include protection for the following:
- The physical structure of your home
- Replacement cost
- Personal possessions
- Additional living expenses (in the event of covered loss or a natural disaster)
- Personal Liability
Additional coverage options may include:
- Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
- Flood Insurance policies
- Earthquake insurance policies
- Umbrella Insurance policies (additional liability)
- Animal Liability (liability issues due to household pets)
We aim to create custom homeowners insurance packages that reflect the distinct needs of you, your family, and your home.
Umbrella Insurance
Umbrella Insurance can fill those gaps in coverage so you can stress less and live more. This type of coverage pays the difference between a liability claim against you and what your insurance pays. Umbrella insurance comes in to help when you may need it most.
Contact our team today and let us provide an extra layer of security with a reliable Umbrella Insurance policy.
Flood Insurance
Waterproof your most valuable assets. The damage caused by floodwaters can ruin your home, your valuables, and your sense of security. The outcome can also lead to devastating financial loss. It is always a good time to consider how you will protect your home in the event flooding occurs.
Don’t make the mistake of thinking Federal Disaster Relief is a guarantee. Many homeowners painfully wait to hear if they will receive any help from the U.S. government. This type of assistance is only made available if the event is declared a disaster by the President. The financial aid provided is often a loan that requires repayment. If your home is flooded and assistance is not available, you will be responsible for the damage costs.
Stay protected no matter what unexpected disasters occur. A good flood insurance policy can help cover claims even when a disaster is not declared. Your financial losses can be reimbursed and this does not require repayment.
It’s never too early to purchase coverage. Do not wait until there is a risk of flood. A policy will not take effect immediately after purchase.
